About — PiggyBucket

I spent the beginning of my professional journey in investment management, working with high-net-worth individuals and institutional clients. Our job was to help people think clearly about money. Allocation, compounding, risk, and generosity were all things that my parents believed in and practiced, but I did not really learn about these things until I found a career that really taught me how to categorize money.

When I had kids, I thought I knew all there was to it. I opened custodial accounts for each of them right when they were born. Index Funds. 529s. When they were old enough for an allowance, we started with a spreadsheet. It was just a simple log of what my kids spent from their allowance and the portion of birthday and Chinese New Year money we let them spend. It worked. For a while.

Their weekly accruals slowly got to me. By the time the spreadsheet hit 291 rows, I got tired of hiding all the entry rows.

After a few years in investment management, I made a career change and became a software engineer. They don’t overlap much on the surface, but both share the same underlying obsession with systems that work reliably, automatically, and get out of your way.

When the spreadsheet finally annoyed me enough, I had the financial knowledge to know what good looked like and a couple of decades of experience building for the web to make something. PiggyBucket was kind of inevitable.

I want every kid to succeed financially. Not just the ones who happen to grow up in a house where that conversation is already in the air. The three-bucket method, parent-paid interest, savings goals, the habit of giving - it's all dead simple and none of it requires a financial background to teach. It just requires a system that makes it easy to do consistently.

So this is what I built for my family... and yours. I hope it helps.

I built this because a spreadsheet finally broke my spirits

I built this because
a spreadsheet finally broke my spirits