PiggyBucket
Invest in their financial independence.
PiggyBucket helps parents automate allowance, track virtual spending and saving buckets, and pay monthly interest.
Peppa
Total
$60.50
$35.50
$7.00
The system behind the buckets
Why three buckets work better than one
Most kids see money as a single number. Splitting it into Spend, Save, and Give forces a more useful question: what is this dollar actually for? And that question is the foundation of every good financial decision they'll make as an adult.
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Spending
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Where everyday money lives. When the Spending bucket is empty, well... it's empty. Kids make real purchase decisions with their own discretionary income, and choosing between wants is the core skill of budgeting.
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Saving
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Putting away money as a habit first and setting goals they can see progress toward. Set a target: a video game, a toy, a first car. Plus they earn interest each month from the Bank of Parents as the bucket fills.
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Giving
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Research finds that generous people develop stronger financial discipline across the board. People who give regularly tend to budget and save more consistently too. Teaching kids to give from their first dollar builds that mindset.
No more spreadsheeting
Allowance made simple.
PiggyBucket is a virtual ledger — no real money is stored or transmitted. Just a clear, automated system that puts parents in control and gives kids something they can learn from.
- Automated allowance.
- Set a schedule and a split. Every payday runs itself, divided across Spend, Save, and Give with no manual work.
- Savings goals with progress.
- Kids set a target (a toy, a game, anything) and watch a progress bar fill as their Saving bucket grows each month.
- Parent-paid interest.
- You set the rate. A 5% monthly return makes compounding tangible in weeks, not decades, and kids feel the difference.
- Teaching generosity.
- The Give bucket is funded on the same schedule as everything else, making generosity a priority rather than an afterthought.
- One-time deposits.
- Birthday money, chore bonuses, gifts. Log any one-off deposit and split it across buckets however you like.
- Full transaction history.
- Every allowance, deposit, purchase, and interest payment is logged. Kids can see exactly how their balance got where it is.